Employers Liability

Employers Liability

Employers’ liability insurance is designed to cover the costs if an employee claims compensation for illness or injury that they believe has been caused by their work. Employers’ liability insurance can cover the compensation payment and the legal costs, up to the limit of the policy. The following are the minimum Limits provided (as specified by Law), for every single Employee €160.000, per incident €3.417.203 and for the period of insurance (one year) €5.125.804 whilst there is an option of increasing the limits of indemnity to much your individual needs. The policy also covers abroad, for employees who are permanent residents of Cyprus.

There are certain exclusions in this policy, some of which are:

  • War, acts of terrorism, loss, damage or liability arising from nuclear weapons material and radioactive contamination
  • Liability to subcontractors’ employees
  • Liability arising from the use of Motor Vehicle
  • Liability assumed under an agreement
  • Fines, penalties
  • Asbestosis

Individuals with domestic employees, shopkeepers, factory owners, hoteliers and others (professionals, businessmen, and organizations) who employ persons for more than 8 hours per week can benefit from an Employer’s Liability Policy.


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