Third-party insurance offers you the legal minimum level of car insurance cover, and is the most basic you’re able to get. This kind of policy helps protect other people, vehicles and property in the event of an accident that was deemed to be your fault.
Fire and theft insurance covers you for any damage caused to your own vehicle by fire, theft or attempted theft.
Comprehensive car insurance, also known as fully comp cover, is one of the higher levels of protection you can get for your own vehicle.
The insured or any other person, with the knowledge and consent of the insured, is driving the car under the influence of alcohol or drugs or any other intoxicating substance
The vehicle is driven by any person without a valid driving license
Mechanical or electrical breakdown
Any damage to the car due to war, terror attacks, invasion, foreign enemy action, civil war, mutiny, rebellion, hostilities, radiation or nuclear material/weapons are not covered under a standard motor policy
Consequential losses, or, damages which are a consequence of a certain action resulting by the policyholder or a third-party (whether intentional or by accident) and not an outcome of an uncertain event
Anyone who owns a vehicle or simply is driving a motor vehicle can benefit from Motor Vehicle Insurance